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Cadde Wealth Blog

All the latest news from across Cadde Wealth

How much will you spend in retirement?

The good news is that, due to the increase in life expectancy in the UK, the average time spent in retirement is currently 22 to 25 years. This means we all have more time to enjoy life, but equally means that we need to think quite carefully how we plan our...

Pension freedoms – Don’t lose out!

In the first major study to be conducted since the introduction of the new pension rules in 2015, the Financial Conduct Authority (FCA) reviewed the actions taken by pensioners who chose not to receive advice when accessing their pension pots. They flagged up several...

Financial advice leaves people £40K better off

New research by the International Longevity Centre1and Royal London has produced some interesting findings that highlight the benefit of advice when taking major financial decisions. The report demonstrated that those who receive financial advice are on average...

Why the self-employed need a pension nudge

Working for yourself has never been so popular. According to figures from the Office for National Statistics, there are around 4.8 million self-employed workers in the UK.

How to act your (investor) age

Whilst we are all aware of the age differences between the generations, we might not have thought about how our age bears any relation to our investments.

Remarriage – Why you need to update your Will

If you want to be sure that your wishes concerning your money and possessions will be met when you die, then it’s vital to have an up-to-date Will in place.   Not saving enough  Drawing up a Will is a straightforward process and prevents disputes between relatives,...

Baby-boomers set to pass on a ‘wall of wealth’

A recent research study shows that Britain’s grandparents hold over £400 billion in wealth.   The bulk of this wealth has arisen as a result of the continuing rise in property values. Elderly couples with homes will pass down on average property worth £400,000 to...

More pensioners than ever are working into their 70’s

Today, there are 1.2 million people working beyond the age of 65, according to recent figures from the Office for National Statistics (ONS). Whilst some enjoy what they do and are continuing to work out of choice rather than necessity, others feel compelled to...

How employees can unlock “free” pension cash

Millions of workers are spurning the opportunity to significantly boost their pension pots by failing to take advantage of ‘free’ matched contributions from their employers.   WORKPLACE PENSIONS GROWTH Rules introduced in 2012 obliged companies, broadly in order of...

Plan now for a comfortable retirement

It’s no secret that the pensions landscape has altered dramatically in recent years, with legislative changes giving people much greater flexibility when accessing their retirement income. However, coupled with State Pension age changes and increased longevity, this...

Parents are MORE Likely to insure their possessions than their health

Whilst 75% of UK families have home contents insurance, only 13% have income protection insurance for themselves or their partner. Yet the data gathered in a recent survey reveals that 43% of parents are concerned that they or a member of their family could develop a...

The Autumn Statement and Pension Scammers

You probably read in the papers that, in his Autumn Statement, the Chancellor was going to take action to stop scammers cold calling pension investors and convincing them to make very dubious investments.  In the event, what we got was an announced “consultation on...